Good Solid Advice About Leadership That Anyone Can Use

 

 

If you want to be successful in any job, you need to demonstrate business leadership skills. This is obvious if you are in a position of leadership, but also helpful if among the rank and file so that you might land a promotion in the future. Keep reading for a number of helpful hints on business leadership.

Your staff are not psychics. Leave the lines of communication open and explain exactly what your expectations are for every project. This way your staff will not hesitate to ask questions if they do not understand any of your expectations.

Focus on the people you are trying to lead, not yourself. It can be difficult to do that, but when you are a leader, you think of everyone. You must forget about yourself and focus on what you can offer to those who would follow you. That is the right thing to do, and you will find that most people appreciate that behevior.

In order to be a great leader, you must be able to communicate your vision to your team. Explain clearly what the common goal is, and instill a vision of success in the group. Getting everyone working together on something they all believe in cements your leadership role in the group.

Always remember that a great leader builds up and does not need to tear down. Do not be overly critical of those on your team. Be quick to give commendation, praise and recognition. Even when people fail, commend the effort and inspire them to get up and try again to succeed.

When you are the leader of the group, you are responsible for the atmosphere. If you come to work in a bad mood and are disrespectful to your team, the atmosphere will be a negative one. Always try to keep things positive at the office, work site and in your communications with your team.

Good leaders hire good people to work for them. If you refuse to hire individuals that you fear may become competition, you undermine your own chances for success. Search out people who are as passionate about your industry as you are and encourage their problem solving abilities and reward their successes.

Remember that no matter how much you care for a business you work for or own, many of your subordinates are just there for a paycheck. This means that their daily behavior will often just subconsciously mimic and even amplify your own. That means that your good mood and passion can be contagious. On the other hand, so can your malaise and stupidity.

A good leadership idea is to engage your employees in meaningful conversation about work. A great way to start is to make a list of things that particularly interest you, and take a few minutes each day to ask employees their opinions on these topics. You will be forming meaningful relationships, and may learn something in the process.

Establish clear communication channels. Your team should always be fully informed of every aspect of the project, including any deadlines that need to be met. Having good communication with your team will help establish your credibility as a leader and gaining their support. Your team should also feel free to contact you with questions or constructive feedback.

If you are new to a leadership role in your workplace, you may have questions, or concerns about your new responsibilities. Think about enlisting the help of a coach, or mentor, with whom you can communicate openly about leadership issues and concerns. It really helps to have a neutral person to give you support in your important, new role.

Learn to improve your effectiveness as a leader by developing yourself as a trustworthy individual. Trust is essential to giving others confidence in your ability and willingness website to do and say the right thing for the right reasons. Apologize if you discover you have been inconsistent or have made a mistake. Lying or misdirecting blame diminishes you in the eyes of followers.

While a degree of assertiveness is useful in certain aspects of leadership, think twice before using aggressive humor. This particular type of humor tends to win laughs at the expense of others, which can create a hostile and unpleasant working environment. It also makes it difficult for members of your team to view you as a fair, respectful leader.

Even if you're not a tremendous speaker, that doesn't mean you can't be a good leader. Communicating effectively can overcome lack of oratory skills. Let all your team members know what is expected of them and how they contribute to the organization. Communicate success stories and be precise when providing critical remarks.

Practice behavior you hope your team members exhibit. Others will be emotional and volatile if this is the behavior you display. If you've got a lazy streak and tend towards dishonesty, expect your employees to be the same. If you show real respect and trust, more than likely your employees will learn from it and mirror it back.

When called upon to lead others, think about your duties in an entrepreneurial way. Shopkeepers cannot expect to generate profits without first investing their time, energy, and insights. You cannot reasonably expect your team to perform its best without similar inputs on your part. Take pride in your team, and don't hesitate to advertise it in the form of compliments, encouragement, and recognition for a job well done.

Do not wait for things to happen, make them happen. If you get a great idea, run with it. If you think you spot potential problems in a business plan, work to determine how to avoid them. Try to prevent bad things from happening and make good things happen. Leaders are prepared and ready for almost any eventuality.

When you are working, show passion for the job. Employers turn to their leaders for motivation and enthusiasm. This will cause your whole team to be more positive and therefore work harder. This will make your team stronger even in tough spots.

Drive your point home with a balanced approach to communication. Avoid using deceptive or overly complicated language, but don't overlook the power of a carefully chosen metaphor or analogy. When using technical language, you are appealing to the team's intellect. Analogies and metaphors, on the other hand, appeal to the team's imagination and aspirations.

Now that you have read this article, you have learned a few things about demonstrating leadership in business. Use these tips to better motivate yourself and those around you in your current professional setting. You should find your line of work more rewarding and productive in no time at all.

 

How a former ISU basketball coach found new purpose after a stint in federal prison

 

Minutes after the Iowa State University men’s basketball team lost to the Michigan State Spartans in the 2000 Elite Eight game, I found myself searching for a place of solitude in the Palace at Auburn Hills.

I walked the circular hallway dodging people left and right looking for an open door. I found one and stepped inside a pitch-black, small room. I laid on whatever was in front of me, my screams and sobbing echoed for what seemed like an hour.

My heart had been ripped in two knowing that the biggest dream of my coaching career was over. Millions had seen us lose and the season that was heading toward a national championship was over.

 

Never before or after did I feel that kind of sheer agony from losing a basketball game.

For a little guy 8 years old, I fell in love with basketball. Here I was 35 years later at the pinnacle of the college game as one of its most promising coaches. Maybe I would lead my own big-time program or coach in the NBA. The sky was the limit.

 

https://www.facebook.com/louise.diesel
https://www.linkedin.com/in/louise-diesel-a6b21b14/
https://twitter.com/Lifecoach_LD

 

 

Ways To Lose Weight That Are Safe And Healthy

Being overweight or obese is dangerous for several reasons. You can develop diabetes or heart disease if you are overweight, as well as get sick more easily. If you want to lose weight in order to look better or to become healthier, read this article for tips on how to get the results you want.

If you want to lose weight, try drinking water any time you're thirsty rather than any other type of drink. Water will help speed-up your metabolism, as well as, purify any toxins in your system. There also aren't any calories in water, so it helps your body lose weight. Drinking sodas or sugary juices just add more calories to your daily intake.

When you are trying to lose weight, take a good look at your eating habits by keeping a food diary for a week before you start your new diet. This will show you where your problem areas lie. For example, are you prone to overeating while at work, in the evenings, or at friend's homes?

One great tip for weight loss? Get enough sleep. Lack of sleep has been linked to an increase of weight gain; people who gain weight tend to get the least amounts of sleep. Getting a good night's rest allows your body to recharge and reset your fat burning mechanisms, and if you're well rested you're less likely to eat mindlessly.

Juice: who doesn't like it? It's the sugary, delicious sweet part of the fruit. However, people interested in losing weight might want to cut out the juice. Although derived from natural fruits, most juices have no fiber and little to offer nutritionally in the way of vitamins, with the exception of the high levels of vitamin C found in orange juice. Tomato and V-8 juice fare somewhat better, and are very low-calorie to boot, but both are loaded with salt. So if you want to lose weight, either skip your morning juice in favor of morning tea or coffee, or choose one of the reduced-calorie "healthy choices" juices now on the market. You'll still get that sweet-tart taste without all the calories.

A fantastic way to burn a few extra calories without doing extra work, is to make sure that you park far away from the store when you go shopping. If you park farther away, then you are forced to undertake a farther journey, burning several extra calories, every single visit.

Once you begin to notice your weight loss, donate clothes that have become too large for you to local charities. This activity gives you concrete evidence of your progress and makes you more confident. You can gain more motivation so you can keep your size or it can even motivate you to lose more pounds.

When trying to lose weight and eat healthier, it is a good idea to keep desirable, healthy snacks within reach. One could fill a platter or bowl with the day's allowance of fruits and vegetables and graze throughout the day, guilt-free! You can also try keeping healthy snacks in plastic baggies, that make it easy to grab and go.

When trying to lose weight it is a good idea to have some long term goals. For example, you could try to run miles on the treadmill by the end of the month. Constantly striving for that number could be all the motivation that you need to keep up a fitness program for an entire month and subsequently lose a lot of weight.

White bread is actually bad for you to eat. Although it tastes great, white bread is actually really refined and doesn't have the correct about of minerals and vitamins that your body needs. Instead you should try and make a nice sandwich out of whole grain bread which is good for your body.

Choosing to eat foods that are packed with water (watermelon, tomatoes, celery) are very good foods to eat while dieting. They will help fill you up, while keeping your calorie count low. There are many different foods to choose from and that will prevent boredom, while you are on a diet.

Dieters will inevitably learn why simple sugars are bad for them as they stick with their diets. You should also know that diet sodas are not that healthy for you either. They won't necessarily cause weight-gain, but the artificially sweet flavors of diet drinks make some people crave sweet food. If you need a sweet drink, try fruit juice diluted with carbonated water.

To avoid eating more than you should, only eat when you hear your stomach growling. There are many people who eat out of nervousness, boredom, here or some feeling other than hunger. Waiting until your stomach is growling is an assurance that you will only be eating when your body needs it.

When you are trying to shed some pounds, you can use social media to tell the world how you are doing. It certainly is a good way to keep you accountable and it become more interesting and much more fun!

You will not lose weight without exercising. Aim for a minimum of one hour, thrice weekly. Schedule your exercise either in the morning or after work. Stick to your diet and exercising: you should lose start losing weight within weeks.

A great diet system to try is the 6 to 1 system. This is where you stick firmly to your diet 6 days out of the week and on the 7th day, you can enjoy the types of foods you really want to eat. The great part about this diet is the less you eat of those bad foods, the less you will ultimately crave them.

Start a walking routine. Walking is great because it burns calories and it can be done just about anywhere. You can do this activity by yourself or with your family. It is a great way to spend time with them while getting your daily exercise in at the same time.

What you are wearing to exercise plays a huge role in how you feel. If you dress the part, you may find yourself feeling more fit! Consider purchasing a new pair of sneakers or tracksuit that you can wear on your next trip to the gym. This way you will feel excited to get out and workout!

When you are really craving a specific type of food it may be better to just give in to the cravings. Remember that this should always be done in moderation, so if you really want a piece of chocolate you should eat a piece and not eat an entire box of chocolates.

Now that you have learned some new methods to aid you in the battle to lose weight, you can begin to apply it in your daily lives. By sticking to what you have learned and constantly applying it, the weight can be lost. If you need to brush up, you can always go back and reread.

 

Diet Doc Announces Great hCG Diet Alternative

 

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

 

ATLANTA, March 2, 2016 (GLOBE NEWSWIRE) -- While the HCG diet has a proven record of providing successful weight loss, some find the drastically reduced calorie intake to be troublesome. However, because it provides such astounding weight loss, the hCG diet is still utilized for off label weight loss use. Doctors are able to prescribe hCG, or human gonadotropin, for off label uses such as weight loss. The powerful hormone stimulates the body's ability to burn fat, and this combined with a low calorie diet plan can produce drastic results for all body types.

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

Low dose naltrexone helps users lose weight by reducing appetite, and helping to reduce the hormones in the body responsible for emotional eating and snacking.

Diet Doc's new medical weight loss plans use Low Dose Naltrexone to produce great results, similar to the hCG diet. Aside from easier weight loss, LDN has been found to provide the following benefits to users:

Increases natural endorphins, dopamine;

Improved effects on mood, well-being;

Decreases inflammation;

Increases sex drive;

Safe to use long term;

First improvement is in mood / sense of wellbeing;

Clinical strength LDN is extremely safe when used for weight loss, with nearly zero side-effects being reported. Dieters can use Diet Doc's LDN as a long-term appetite suppressant without fear of discontinuing use abruptly, as LDC's safety is very well established. In addition, Diet Doc's LDC can be used in conjunction with other Diet Doc clinical weight loss aids like Oxytocin, MetWell, Sermorelin, Lipotropics like vitamin B-12 injections, and nearly any other, allowing users to experience much easier weight loss than with dieting alone.

The Diet Doc Weight loss system is simple. Interested dieters simply schedule a free consultation with a licensed Diet Doc physician, conducted conveniently and privately from the patient's own home via Skype or telephone conference. During this consultation a licensed doctor will evaluate the patient, using complex questionnaires and medical insight to expose underlying causes for weight gain.

Each new patient receives a free initial clinical evaluation, as well as unlimited doctor consultations for as long as they remain on the Diet Doc medical weight loss system.

Similar to the hCG diet plan, after the patient's initial consultation, Diet Doc begins working with their licensed nutritionists to develop an individualized diet plan based on each individual's personal factors including age, weight, long term goals, and current health. Each diet plan is a little different because it is designed around the dieter's individual factors.

To complement the medical weight loss plan, Diet Doc patients have access to the company's complete line of prescription weight loss aids, helping boost results to nearly 20 pounds per month. All prescription diet aids are produced in an FDA approved compounding pharmacy located in the United States, and all prescription medication is delivered directly to each client's door, saving the patient time, money, and unnecessary effort.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

Losing Weight Is Possible For A Healthy New You

If you are unaware of how to do so, you could have a difficult time trying to lose weight. It can be even harder if you've tried many methods that didn't seem to work. The article below outlines basic rules for successful weight loss.

A great way to help you lose weight is to subscribe to a fitness magazine. Fitness magazines are filled with information regarding diets, workout programs, and general fitness advice. Magazines like these can be a great investment if you have the money.

An easy way to start losing some weight is to have a salad before you eat dinner. Salads are full of fiber that can help you feel full without those extra calories that need to be burned off. Don't put too much cheese or dressing on a salad because that adds fat which is what you're trying to stay away from.

You can supplement your weight loss plan by adding extra steps into your day. When you go to the grocery store or to work, park further away from the building than you usually do. By doing this small thing, over time those steps add up to extra calories burned and extra pounds shed.

Losing weight does not need to be or should not be, a solitary process. Find people with similar weight-loss goals to associate with. An exercise or diet buddy, can be a source of great support and motivation. In larger groups, people who share the goal of losing weight, can also share resources and information, for the benefit of all.

When working out, it might be useful to do strength training along with aerobic exercise like running. Strength training with weights or resistance can give you more energy to burn more calories during each workout. Also, you will feel more energetic in your daily life, and help lose weight faster.

Use a pedometer to lose weight. When you wear a pedometer, it will measure every step you take in a day. The recommended amount of steps is 10,000 or more. If you aren't doing at least 10,000 a day, you are not moving enough. Use it as a step game, if you meet your goal, increase it.

To stay away from fast food, you need to find an alternative. Fast food attracts you because it tastes good and is easily available. Make sure your fridge stays filled with healthy food to discourage you from going out to eat. Try cooking burgers yourself without adding any extra cheese.

When trying to lose weight and eat healthier, it is a good idea to keep desirable, healthy snacks within reach. One could fill a platter or bowl with the day's allowance of fruits and vegetables and graze throughout the day, guilt-free! You can also get more info try keeping healthy snacks in plastic baggies, that make it easy to grab and go.

Adults should try to eliminate soda and other sugary drinks from their daily routine. They pack on a ton of calories, and will add weight to your body very quickly. Try to replace at least half of your drinks with water. Water will trick your mind into thinking you're full, and you will lose weight much more quickly.

The more healthy foods you eat, the less your body craves unhealthy foods that you ate before. Eating organic foods, grass-fed meat and cooking with healthy oils, will help you start to get the toxins out of your body, as well as, lose taste for cheap, fast food alternatives, that can be bad for you.

Eating foods that fill you up will help prevent snacking throughout the day. High fibre, low calorie foods will keep cravings down and prevent unhealthy last minute decisions. No diet works well if you're always hungry. Filling yourself up is much more beneficial for long term goals than going on a diet where you're constantly fighting hunger.

If you cheat on a diet, do not just give up and go back to eating all of the unhealthy things you were eating before. Everyone makes mistakes, so you should not be too hard on yourself. You just have to get the motivation to start all over again.

If you are going to be dining at a restaurant that serves large portions,ask the server to put half of your meal into a take home box before the food is brought to you. If you are not tempted to eat more than what you have available, you won't. This can help you practice your portion control.

A surprisingly helpful tip when it comes to weight loss is to drink as many glasses of ice water as you can daily. The ice part is important. Our body upon drinking ice water needs to expend energy to bring the water to room temperature. As an added bonus water can also quell your appetite so you don't over eat.

If you travel often and wonder how you will be able to stay on track with your weight loss efforts, try packing snacks in advance so you always have something healthy to munch on. You can also pack a jump rope or some resistance bands for a quick workout in your room.

Find a low-calorie, crunchy food that you enjoy and have it available for snacking. Many people notice that they are drawn to chips, pretzels and similar snacks because the crunchiness is very satisfying. If you can find a better option, such as rice cakes, or popcorn that will satisfy your craving it will help you with weight loss.

Try to avoid losing more than one to two pounds per week unless you are highly overweight. When you lose more than this it normally indicates that you are doing something unsustainable. This will lead to you regaining the weight very quickly after you have stopped losing the weight in the first place.

It is possible to keep your diet in check when you travel and stay in a hotel. While you are at the hotel, skip the minibar. Also, if the hotel offers a Continental breakfast, stick to the healthier options such as, cereal, proteins such as eggs, and fruits. If your room has a refrigerator or microwave, it might be best to bring food from home whose nutritional content you are familiar with.

As you can see, it's relatively easy to make changes that will benefit you in the long term. If you make your changes gradually, it will be easier to stick to your goals. Working with your body means you can celebrate many small successes and all it takes is a few key adjustments.

 

Diet Doc Announces Great hCG Diet Alternative

 

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

 

ATLANTA, March 2, 2016 (GLOBE NEWSWIRE) -- While the HCG diet has a proven record of providing successful weight loss, some find the drastically reduced calorie intake to be troublesome. However, because it provides such astounding weight loss, the hCG diet is still utilized for off label weight loss use. Doctors are able to prescribe hCG, or human gonadotropin, for off label uses such as weight loss. The powerful hormone stimulates the body's ability to burn fat, and this combined with a low calorie diet plan can produce drastic results for all body types.

In an effort to bring the power of an hCG diet alternative to patients nationwide, Diet Doc Has created a revised hCG diet plan featuring low dose naltrexone, a great hCG replacement for weight loss.

Low dose naltrexone helps users lose weight by reducing appetite, and helping to reduce the hormones in the body responsible for emotional eating and snacking.

Diet Doc's new medical weight loss plans use Low Dose Naltrexone to produce great results, similar to the hCG diet. Aside from easier weight loss, LDN has been found to provide the following benefits to users:

Increases natural endorphins, dopamine;

Improved effects on mood, well-being;

Decreases inflammation;

Increases sex drive;

Safe to use long term;

First improvement is in mood / sense of wellbeing;

Clinical strength LDN is extremely safe when used for weight loss, with nearly zero side-effects being reported. Dieters can use Diet Doc's LDN as a long-term appetite suppressant without fear of discontinuing use abruptly, as LDC's safety is very well established. In addition, Diet Doc's LDC can be used in conjunction with other Diet Doc clinical weight loss aids like Oxytocin, MetWell, Sermorelin, Lipotropics like vitamin B-12 injections, and nearly any other, allowing users to experience much easier weight loss than with dieting alone.

The Diet Doc Weight loss system is simple. Interested dieters simply schedule a free consultation with a licensed Diet Doc physician, conducted conveniently and privately from the patient's own home via Skype or telephone conference. During this consultation a licensed doctor will evaluate the patient, using complex questionnaires and medical insight to expose underlying causes for weight gain.

Each new patient receives a free initial clinical evaluation, as well as unlimited doctor consultations for as long as they remain on the Diet Doc medical weight loss system.

Similar to the hCG diet plan, after the patient's initial consultation, Diet Doc begins working with their licensed nutritionists to develop an individualized diet plan based on each individual's personal factors including age, weight, long term goals, and current health. Each diet plan is a little different because it is designed around the dieter's individual factors.

To complement the medical weight loss plan, Diet Doc patients have access to the company's complete line of prescription weight loss aids, helping boost results to nearly 20 pounds per month. All prescription diet aids are produced in an FDA approved compounding pharmacy located in the United States, and all prescription medication is delivered directly to each client's door, saving the patient time, money, and unnecessary effort.

 

https://docs.google.com/presentation/d/1ISH7xSya27GHS_Wm8q0MAbTZw1fAFp3UWDPaODFEus4/edit?usp=sharing

 

Health Insurance Tips And Tricks That Benefit Everyone

It is extremely important to be knowledgeable about your health insurance options. If a medical emergency occurs, you want to make sure you are properly protected and can afford your treatment. If you are interested in learning more about health insurance, read this article to get solid advice for you and your family.

When traveling out of the state or out of the country, check with your health insurance company first to make sure you are covered for illness or injury. Especially if you rely on Medicare for health insurance, you may not have to travel far to be outside your insurance company's network.

Avoid being turned down for insurance or having to pay astronomical rates, by avoiding dangerous, risky activities like racing cars, rodeo riding, skydiving, bungee jumping, scuba diving, kiteboarding, and so on! If you do have a dangerous hobby, don't keep it a secret. Be sure to tell your insurance agent about it right up front. That way, if you are injured while participating in your dangerous hobby, you will have insurance coverage. If you don't tell your insurance agent, you could lose your coverage altogether.

Though you may not be aware of it, adding your spouse onto your own health insurance policy at work can trigger fees if similar coverage is available at their own place of employment. It is possible that it is simply more affordable with two separate policies, so compare all scenarios.

In case you do have an emergency medical situation, you need to know exactly where to go. Check the wording of your insurance policy. They might be charging you exponentially more for visiting a hospital or doctor that's not on their predefined list of approved hospitals and doctors. The insurance company will not make an exception for emergencies.

You have to take into account all the people that you want to have on your insurance plan and plan accordingly. If you have a bigger family you might want to try and find a job that offers insurance plans. Just make sure you find insurance that is affordable and that you do get insurance, because if anyone gets sick then you'll be glad you got some insurance.

Get health insurance through a group. Whether it be an employee group, a union association, or other organization that works with certain categories of people, check to see if they have health insurance. Many groups offer discounted health insurance policies if you sign up for it as a group member, so join up!

You should realize that read more states regulate private insurance, so it is not possible to purchase it across state lines because of interstate commerce laws. What this means is that you may not be covered for a hospital visit out-of-state. Insurance companies can be strange like that, so you need to know all the ins and outs of your policy.

Find out what the pre-existing condition limitations are before you cancel your current health insurance policy to enroll in another. You may find that any illnesses or disabilities that you have may not be covered if you change to a new provider. Check with your State Insurance Department to find additional information on insurances that will cover those pre-existing conditions.

If you use prescription medications and are on a health insurance plan, check with your insurer to see if 90-day prescriptions are available in pharmacies. 90-day refills have long been available by mail, but now they are becoming available in local pharmacies - which means you get the full cost benefit of a 90-day prescription (essentially 90 days' worth of drugs for a 30-day payment), without having to wait for the medications to come in the mail. It's a tremendous deal and definitely worth checking out.

Keep track of your health insurance expenses, especially when looking to switch policies. You should know what your out-of-pocket expenses are for yourself and your dependents. That way you can determine what is within your budget.

Is an HMO really the best way to go? It is a difficult question. With an HMO you have very little out of pocket costs however you probably do not get to pick which doctors you get to see. With a PPO you should be able to have more of a choice but will have to put out more money. In the end it depends on what your needs might be.

If your health insurance is inadequate and won't cover a doctor's visit, let your doctor know. If you tell him about your current financial situation he is likely to give you a discount, as keeping you as a patient gets him more money than if you choose to stop going because you can't afford it.

Health insurance is very expensive, and the costs are increasing every year. One way that you may be able to save money on health insurance costs is to start living a healthy lifestyle. A large number of employers are offering financial incentives to get their employees to stay healthy. If you take part in your employer's wellness program, you may be able to save money on your health insurance premium costs.

In college, find out about how to use your school's health center. Some college health facilities will only accept the insurance coverage that you receive through the school. If you don't have that insurance you may end up paying some hefty out of pocket fees so make sure you understand it upfront.

Know the regulations and laws about private health insurance. In most states, this information is available online. When shopping for health insurance, it is important to know exactly what the rules in your state are.

Before applying for health insurance, talk to your doctor about your medical history. Your records will be checked, and they could look at up to 10 years worth of data! Ask your doctor to review your history and let you know if there are any items that might be highlighted by the insurance company as they review you.

As you can see, finding affordable health insurance can be a pretty simple task. With our tips, you will be a well-informed insurance consumer and pay less of your hard earned money for your insurance policy. Doing your homework can pay off in the way of spending less on health insurance.

 

People with disabilities left behind by telemedicine and other pandemic medical innovations

 

Divya Goel, a 35-year-old deaf-blind woman in Orlando, Florida, has had two telemedicine doctors' appointments during the pandemic. Each time, she was denied an interpreter.

Her doctors told her she would have to get insurance to pay for an interpreter, which is incorrect: Under federal law, it is the physician's responsibility to provide one.

Goel's mother stepped in to interpret instead. But her signing is limited, so Goel, who has only some vision, is not sure her mother fully conveyed what the doctors said. Goel worries about the medical ramifications — a wrong medicine or treatment — if something got lost in translation.

"It's really, really hard to get real information, and so I feel very stuck in my situation," she signed through an interpreter.

Pandemic-fueled shortages of home health aides strand patients without care

Pandemic-fueled shortages of home health aides strand patients without care

Telemedicine, teleworking, rapid tests, virtual school, and vaccine drive-throughs have become part of Americans' routines as they enter Year 3 of life amid Covid-19. But as innovators have raced to make living in a pandemic world safer, some people with disabilities have been left behind.

Those with a physical disability may find the at-home Covid tests that allow reentry into society hard to perform. Those with limited vision may not be able to read the small print on the instructions, while blind people cannot see the results. The American Council of the Blind is engaged in litigation against the two dominant medical testing companies, Labcorp and Quest Diagnostics, over touch-screen check-in kiosks at their testing locations.

Sometimes the obstacles are basic logistics. "If you're blind or low-vision and you live alone, you don't have a car," said Sheila Young, president of the Florida Council of the Blind, pointing to the long lines of cars at drive-through testing and vaccination sites. "Who can afford an Uber or Lyft to sit in line for three hours?"

One in 4 adults in the US have some sort of disability, according to the Centers for Disease Control and Prevention. Though barriers for the disabled have long existed, the pandemic brings life-or-death stakes to such long-running inequities.

 

https://docs.google.com/presentation/d/1QgeK7rJ6U0f66uVa86DUMnAFLjW3g40jFmTFcYD563w/edit?usp=sharing

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Health Insurance Is A Safety Net

 

 

Trying to figure out which health insurance to buy is almost as difficult as doing your own taxes. You need information and solid advice in order to choose a health insurance that works for you. The tips in this article will help you focus on the important things without getting overwhelmed by details that do not matter.

Choosing the right health insurance plan will be a time and money saver in the future. Whether it is an HMO, PPO, POS or any of a variety of coverage types, the cost associated with medical treatment needs to fit within your budget and needs. Look for plans that will encompass care from your family physician, which will make your coverage more practical.

To make sure you have the best health insurance, don't let your policy lapse while you're looking for new coverage. If you lose your insurance for some reason, you may be eligible for COBRA. This is a government program designed to let you continue with your insurance until you can find a new policy.

If you are employed at any job in the country, take full advantage of your employer's insurance policy. Because of the recently passed healthcare legislation, every employer now has to offer insurance to employees. It might be a bit costly, but it's far more affordable to go through your employer for coverage.

Did you know that your health insurance can help you pay less on your taxes? Some companies offer a savings account for medical expenses. The money that goes directly into this account is tax free. Additionally, all out-of-pocket medical expenses are tax-deductible. Federal and state taxes are different, so it's best to check the guidelines.

Learn the strict coverage details of your health insurance policy. While your policy may state that it covers emergency visits, some hospitals and doctors charge separately for your care. Your policy may cover the hospital's charges, but not the doctor's. If you are unsure about how your company handles this, call them and ask.

Keep in mind that having health insurance costs more than just the amount of premiums that you pay every month. You may also be responsible for deductibles, co-insurance, co-payments. There are also procedures that may not covered by your insurance company and you will have to pay for those out of pocket.

Take your time when shopping for a new health insurance plan. The last thing that you want to do is rush this decision. It could end up costing you hundreds of thousands of dollars in the future if you rush to enroll in a program that is not right for you and your family.

It is important to find out how much your insurance company will pay annually. Some companies put a cap on the amount of money they will pay for medical expenses in any given year. If you have a lot of medical conditions that require you to see a doctor a lot you will want coverage that has a high annual cap.

If you don't have a large amount of time to call many different agencies and you don't want to work with a brokerage, it is possible to find websites that help to aggregate many different agencies for you. While they can't give a completely accurate price, they will give you many ballpark figures to help get you started.

You have to take into account all the people that you want to have on your insurance plan and plan accordingly. If you have a bigger family you might want to try and find a job that offers insurance plans. Just make sure you find insurance that is affordable and that you do get insurance, because if anyone gets sick then you'll be glad you got some insurance.

If an insurance rate is too good to be true, look at customer reviews of the company to ensure you're paying for good service. If insurance is cheap, it's likely to be because they have a low number of staff, meaning claims could take forever to go through. You get what you pay for.

Many employers and insurance companies offer incentives for becoming more healthy by losing weight or quitting smoking. They may not advertise these plans, so inquire directly to find out if your company has any such deals. Often they offer discounts on the insurance itself or items that will help you in your goal.

When you buy health insurance, be familiar with local laws which apply to this type of insurance. Does your state legislation offer individuals protection for preexisting medical conditions? Understanding the relevant laws is necessary in order to determine whether an insurance carrier is illegally denying you adequate coverage.

The health insurance telehealth market is flooded with thousands of different policies for you to choose from. Prior to meeting your insurance agent, or setting up health insurance through work, know all of your options. Don't make any decisions unless you are certain that you comprehend the pros and cons of all of your available choices.

Think about using a health insurance comparison website to choose the right plan and rates for you. Contacting each company individually can take a lot of time and quickly become confusing. Using a plan comparison site will allow you to enter your information one time, and then compare many quotes more easily on the same website.

An interesting and potentially concerning development in the area of health insurance is that some women who have had optional c-sections to deliver their babies are finding their health insurance premiums rising as a result. C-sections cost, on average, several thousand dollars more than a natural birth, and one c-section will often mean future births will require c-section deliveries. While not an issue in employer group plans, these increases have been seen in some private individual plans where cost risks are not spread among so many people.

Before having any sort of medical procedure done, give your insurance a quick call to confirm if you need pre-authorization for it first. Most of the time the answer will be no and you'll be done, but those few times the answer is yes you will have just saved yourself a lot of heartache come claims time.

Health insurance may be confusing and expensive, but it's a sad fact that all Americans need it now more than ever. Even if you're in good health, one medical emergency could end up costing you hundreds of thousands of dollars if you aren't covered. Use the tips in this article to get your money's worth out of your health insurance.

 

Safety for Essential Providers Using Telemedicine and Telehealth

 

Healthcare is seen as an essential business, but maintaining patient health and safety is crucial to stay in business and prevent receiving any government penalties.

Technology can assist healthcare professionals allowing them to negotiate through the lockdowns and restrictions facilitating remote diagnosis as patients capitalize on telehealth and telemedicine.

Unique challenges in healthcare

The Coronavirus pandemic gave rise to strict penalties for service providers who did not obey protocols. Naturally, essential businesses were granted permission to stay open. However, some healthcare providers were not regarded as essential (e.g., non-surgical procedures or elective surgery).

While these businesses couldn’t stay open, they still faced the challenge of supporting patients, maintain post-procedure checkups, and receive patient calls should any questions need answering.

Essential healthcare businesses also faced distinctly complex challenges.

They could remain open, but they had to maintain social distancing rules and limit occupancy inside the office, including staff: immunocompromised patients have a greater risk of severe complications from COVID-19, so it’s crucial that healthcare providers maintain strict precautions during standard procedures.

 

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